+971 50 618 6463 [email protected]

The Death of Family Trusts #Expats #SARS #SouthAfrica #pension #tax #retirement #trusts #offshore

Financial Planning Dubai

Michele Carby Originally I hail from Durban, South Africa – and graduated from the University of Natal with a B.Proc(Law) degree before embarking on a career in financial services. Over many years I have gained a wealth of international experience in the industry starting in South Africa, then London Hong Kong & now the UAE.

I still maintain and grow my personal client base. The truth is I love helping people with their financial planning and don’t think I could ever give it up. That one to one interaction with people and helping them plan and as the years pass achieve their objectives is what really gives me job satisfaction. I love it that every case is different and offers new challenges to be solved.

A client retiring without financial worries for the rest of their life, a young person graduating without a millstone of debt around their neck, a lifesaving operation paid for by insurance I have put in place; that’s what this job is about for me – making peoples’ hopes and dreams come true.

By sharing my passion and knowledge through my blogs I hope I introduce more people to the life changing power of good financial planning.

Holborn Assets LLC
January 2015 – Present | Dubai
executive committee memberExecutive Committee Member
The Entrepreneurs Club
January 2013 – Present (2 years 1 month) | Hong Kong
South African Chamber of Commerce and Industry
May 2011 – Present (3 years 9 months) | Hong Kong
infinityChief Executive Officer / Director
Infinity Financial Solutions
August 2014 – December 2014 (5 months) | Hong Kong
infinityDeputy CEO / Director
Infinity Financial Solutions
July 2012 – July 2014 (2 years 1 month) | Hong Kong
Wealth Manager
Financial Partners FP Ltd.
August 2011 – July 2012 (1 year) | Hong Kong
st james placeAssociate Partner
St. James’s Place Wealth Management
January 2004 – August 2011 (7 years 8 months) | London, United Kingdom

What I’m offering

Tailor made, bespoke, holistic financial planning advice to expats covering:

  • Pensions
  • Insurance
  • Tax efficient savings & Investments
  • Medical Insurance
  • School fee planning & Retirement planning

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David Hawkins

Michele has worked extremely hard for my behalf for the majority of 2008. Without doubt her commitment to my personal contract has been 100%. Every business needs a Michele, probably one of the finest girls one could rely upon. I would not hesitate on my recommendation!

David Hawkins Property Investor Wakefield

Vanessa Pringle

There are a lot of investment houses that you can chose from here in Dubai. However, most will hide fees and show growth rates which are actually product accelerators (thus not reflecting reality) so it’s very easy to get duped into thinking you have a “growing” investment. I would recommend Michele Carby as she not

Vanessa Pringle Dubai

Merry Hamilton

I have been a client of Michele’s now for about a year and was previously with a financial consultant with I was unhappy with: the result being my long term financial planning was not being taken car of very well and my investments were actually going backwards. As a teacher of limited financial means this

Merry Hamilton ESF Teacher

It's in today's rapidly changing financial markets where experience counts.


Contact Me

Where to Invest your Money for a Meaningful Retirement

The average retirement now spans two decades and this places increased pressure on your retirement funds. According to a survey by SunLife, pensioners state that they want a retirement income of £23k per year, but with the average retirement pot around the £50k mark...