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Testimonials

Michele Carby's client testimonials. Read what my clients have to say about me.

Watch video testimonials here.

Brian Michael Gibbs

I am an Accountant but not registered as an IFA. Consequently, Michele has assisted me, not only for my own financial affairs, but also for clients. I find her to be amiable, competent and efficient in dealing with financial matters and also has taken the time to review all possibilities in a manner that is easy to grasp. I would not hesitate to recommend her to anyone.

Brian Michael Gibbs

Michele Carby Financial Advisor
5
2017-05-01T11:36:20+04:00

Brian Michael Gibbs

I am an Accountant but not registered as an IFA. Consequently, Michele has assisted me, not only for my own financial affairs, but also for clients. I find her to be amiable, competent and efficient in dealing with financial matters and also has taken the time to review all possibilities in a manner that is easy to grasp. I would not hesitate to recommend her to anyone.

Mark Randall

I too enjoyed our meeting today and thank you, Michele and the team,  for the great work you perform on my behalf.

Mark Randall, Senior Vice President at Lockton (MENA) Ltd

Michele Carby Financial Advisor
5
2020-08-19T10:37:07+04:00

Mark Randall, Senior Vice President at Lockton (MENA) Ltd

I too enjoyed our meeting today and thank you, Michele and the team,  for the great work you perform on my behalf.

Michael Zankel

After seven years in Hong Kong, among them five for an international logistics group (ass regional CEO), almost two with my own company (part owner), I can I have had some experience with financial brokers and advisors.

I have been working with one of the many blue suits same tie brokers for years in Hong Kong and apart of the fact that the people in charge of me changed every year, the financial situation hardly improved.

When I met Trevor from Infinity he connected me with Michele who has been the by far most proactive and helpful person on the market here. So gradually I got my medical insurance, my MPF, and my retirement plan fixed with her. Up to today I have not regretted this a minute, she is always available when needed, gives perfect advice, and thinks way ahead of the market.

I highly recommend Michele for her very professional approach, her personal care, and her incredible reliability.

Michael Zankel

Michele Carby Financial Advisor
5
2017-05-01T11:49:18+04:00

Michael Zankel

After seven years in Hong Kong, among them five for an international logistics group (ass regional CEO), almost two with my own company (part owner), I can I have had some experience with financial brokers and advisors. I have been working with one of the many blue suits same tie brokers for years in Hong Kong and apart of the fact that the people in charge of me changed every year, the financial situation hardly improved. When I met Trevor from Infinity he connected me with Michele who has been the by far most proactive and helpful person on the market here. So gradually I got my medical insurance, my MPF, and my retirement plan fixed with her. Up to today I have not regretted this a minute, she is always available when needed, gives perfect advice, and thinks way ahead of the market. I highly recommend Michele for her very professional approach, her personal care, and her incredible reliability.

Katherine Birbalsingh

Michele Carby is fantastic in every way. I’m a disaster when it comes to money and when she went away, I returned to being a disaster. She makes everything ok and makes the minefield of financial management manageable. She is entirely trustworthy and decent and I’d trust her with everything I have. So now she manages me long-distance and I’m so glad because I could never find anyone like her to do the same job with the same commitment and enthusiasm.

Katherine Birbalsingh

Michele Carby Financial Advisor
5
2017-05-01T11:56:44+04:00

Katherine Birbalsingh

Michele Carby is fantastic in every way. I’m a disaster when it comes to money and when she went away, I returned to being a disaster. She makes everything ok and makes the minefield of financial management manageable. She is entirely trustworthy and decent and I’d trust her with everything I have. So now she manages me long-distance and I’m so glad because I could never find anyone like her to do the same job with the same commitment and enthusiasm.

Sarah Messer

I have been working with Michele and Payal at Holborn Assets Dubai now for the last 3 years. For me, the most important attribute I look for in my choice of FA is trust - I'm not a financial wizard nor do I want to be. I need to trust that the people I give my hard earned money to will do their best to look after and grow it, without me having to give directions. I am so happy to be working with Michele and Payal, and I have absolute trust in their desire to do the best for me, as well as the skills to do it. Payal frankly knows more about world goings-on and how to apply it to making solid investments than the Financial Times.

Of course the real proof is in the results and in the short time since I consolidated all my savings and investments with them, they have doubled my growth and returns compared to how they were performing under other FA's.

For the serious investor this is good enough I expect. But an added bonus is they are a real delight to work with and bring not only a wealth of information to our face to face meetings, but a great attitude and big smiles too.

Sarah Messer

Michele Carby Financial Advisor
5
2019-12-08T11:46:43+04:00

Sarah Messer

I have been working with Michele and Payal at Holborn Assets Dubai now for the last 3 years. For me, the most important attribute I look for in my choice of FA is trust - I'm not a financial wizard nor do I want to be. I need to trust that the people I give my hard earned money to will do their best to look after and grow it, without me having to give directions. I am so happy to be working with Michele and Payal, and I have absolute trust in their desire to do the best for me, as well as the skills to do it. Payal frankly knows more about world goings-on and how to apply it to making solid investments than the Financial Times. Of course the real proof is in the results and in the short time since I consolidated all my savings and investments with them, they have doubled my growth and returns compared to how they were performing under other FA's. For the serious investor this is good enough I expect. But an added bonus is they are a real delight to work with and bring not only a wealth of information to our face to face meetings, but a great attitude and big smiles too.

Mark Randall

I have met a number of financial advisers in my 47 years of work and have found Michele & Payal to be a dynamic duo , which Michele leads.

The freshness of their approach and willingness to research product lines is enlightening , incisive and wholesome.

I have confidence that my financial affairs are in qualified and caring hands and would not hesitate to recommend them both to others.

Mark Randall

Michele Carby Financial Advisor
5
2019-12-08T11:46:13+04:00

Mark Randall

I have met a number of financial advisers in my 47 years of work and have found Michele & Payal to be a dynamic duo , which Michele leads. The freshness of their approach and willingness to research product lines is enlightening , incisive and wholesome. I have confidence that my financial affairs are in qualified and caring hands and would not hesitate to recommend them both to others.

Michael Zankel

Michele who has been the by far most proactive and helpful person on the market here. So gradually I got my medical insurance, my MPF, and my retirement plan fixed with her. Up to today I have not regretted this a minute, she is always available when needed gives perfect advice, and thinks way ahead of the market. I highly recommend Michele for her very professional approach, her personal care, and her incredible reliability.

Michael Zankel

Michele Carby Financial Advisor
5
2017-05-01T11:35:16+04:00

Michael Zankel

Michele who has been the by far most proactive and helpful person on the market here. So gradually I got my medical insurance, my MPF, and my retirement plan fixed with her. Up to today I have not regretted this a minute, she is always available when needed gives perfect advice, and thinks way ahead of the market. I highly recommend Michele for her very professional approach, her personal care, and her incredible reliability.

Mark

I have known Michele Carby in a professional capacity for about a year and a half during her career at Infinity Financial Solutions. During that period, I have witnessed her professionalism in her roll of Director of the Hong Kong office as well as during a meeting with one of her clients who she had looked after for many years – from before the time she joined Infinity. I know from her senior colleagues at Infinity how well she is respected and that she conducts her business in a most professional manner. I have also witnessed first-hand how this particular client had relied on her over many years to look after her financial arrangements and how very pleased and impressed she was with her.

Bestinvest provide a full investment management service to Infinity and all our dealings with Infinity have been conducted with the highest level of professionalism. We carried out substantial due diligence on them (and they on us) before we entered into a business relationship with them and this gave us the confidence to move forward with them. This confidence is even strong now having worked with them for almost 2 years.

Mark

Michele Carby Financial Advisor
5
2017-05-01T11:56:12+04:00

Mark

I have known Michele Carby in a professional capacity for about a year and a half during her career at Infinity Financial Solutions. During that period, I have witnessed her professionalism in her roll of Director of the Hong Kong office as well as during a meeting with one of her clients who she had looked after for many years – from before the time she joined Infinity. I know from her senior colleagues at Infinity how well she is respected and that she conducts her business in a most professional manner. I have also witnessed first-hand how this particular client had relied on her over many years to look after her financial arrangements and how very pleased and impressed she was with her. Bestinvest provide a full investment management service to Infinity and all our dealings with Infinity have been conducted with the highest level of professionalism. We carried out substantial due diligence on them (and they on us) before we entered into a business relationship with them and this gave us the confidence to move forward with them. This confidence is even strong now having worked with them for almost 2 years.

Preeya Patel

Michelle Carby and her team have been completely transparent and honest with me since taking on my account. Both Michelle and Payal turned what was a negative view and loss making investment with Holborn Assets in to a positive experience, by providing me an investment vehicle, which is working my money to gain returns.

Having worked with a financial advisor who simply miss-sold a product to me, and never made contact for nearly 2yrs, to working with Michelle who is frequently in contact with me , has restored my faith in Holborn Assets. I would highly recommend Michelle and her team to friends in the region, and look forward to receiving her continuous support.

Preeya Patel

Michele Carby Financial Advisor
5
2019-12-08T11:47:06+04:00

Preeya Patel

Michelle Carby and her team have been completely transparent and honest with me since taking on my account. Both Michelle and Payal turned what was a negative view and loss making investment with Holborn Assets in to a positive experience, by providing me an investment vehicle, which is working my money to gain returns. Having worked with a financial advisor who simply miss-sold a product to me, and never made contact for nearly 2yrs, to working with Michelle who is frequently in contact with me , has restored my faith in Holborn Assets. I would highly recommend Michelle and her team to friends in the region, and look forward to receiving her continuous support.

Rebecca Dosso

Michele provides an outstanding service. She is always available for advice and reassurance on any financial matter. She seems to have an intuitive understanding of my financial situation and future needs. I would not trust anyone else with my hard earned money!

Rebecca Dosso

Michele Carby Financial Advisor
5
2017-05-01T11:52:55+04:00

Rebecca Dosso

Michele provides an outstanding service. She is always available for advice and reassurance on any financial matter. She seems to have an intuitive understanding of my financial situation and future needs. I would not trust anyone else with my hard earned money!

Keith Phillips

Congratulations on this award, a truly great achievement!

And great to see that Holborn won so many awards as well.
Michele Carby Financial Advisor
5
2020-10-14T01:09:59+04:00
Congratulations on this award, a truly great achievement! And great to see that Holborn won so many awards as well.

Lizette Smook

Not many ethics and integrity left in the financial world but Michele Carby comes highly recommended.

Lizette Smook

Michele Carby Financial Advisor
5
2017-05-01T11:51:42+04:00

Lizette Smook

Not many ethics and integrity left in the financial world but Michele Carby comes highly recommended.

Sarah Pickering

Michele and Payal and Elize are absolutely amazing. I trust them 100% and then explain everything fully and clearly so I can make proper well considered decisions.

Sarah Pickering

Michele Carby Financial Advisor
5
2019-12-08T11:44:42+04:00

Sarah Pickering

Michele and Payal and Elize are absolutely amazing. I trust them 100% and then explain everything fully and clearly so I can make proper well considered decisions.

Mei Mei Lim

The amazing superwoman that knows no limits (despite surgery!)

Thanks for your support and friendship.

Mei Mei Lim, Finance Director, Kerzner International Group

Michele Carby Financial Advisor
5
2020-08-12T05:20:41+04:00

Mei Mei Lim, Finance Director, Kerzner International Group

The amazing superwoman that knows no limits (despite surgery!) Thanks for your support and friendship.

Nicolene

We approached Michele about one year ago, as my husband and I wanted to seriously start setting our financial affairs in order. We met with her and right away saw that she was very knowledgeable as a financial planner but also approachable and easy to talk to.

My husband had a lot of ideas of his own and really wanted to learn more about investing. Michele talked us through our options, teaching us along the way and explained things in a manner that was clear, practical and sound. As our financial planner she was very firm on first setting a solid financial foundation for our family – a sign of a great financial planner!

We are international teachers and we really wanted somebody or an institution that will be able to “move” with us as we teach all over the world. We wanted somebody we can build a professional relationship with – Michele is that person for us. Michele can relate to us as she is also an expatriate. She is familiar with the lifestyle that comes from moving often along with the practicality problems it brings financially.

Nicolene

Michele Carby Financial Advisor
5
2017-05-01T09:56:17+04:00

Nicolene

We approached Michele about one year ago, as my husband and I wanted to seriously start setting our financial affairs in order. We met with her and right away saw that she was very knowledgeable as a financial planner but also approachable and easy to talk to. My husband had a lot of ideas of his own and really wanted to learn more about investing. Michele talked us through our options, teaching us along the way and explained things in a manner that was clear, practical and sound. As our financial planner she was very firm on first setting a solid financial foundation for our family – a sign of a great financial planner! We are international teachers and we really wanted somebody or an institution that will be able to “move” with us as we teach all over the world. We wanted somebody we can build a professional relationship with – Michele is that person for us. Michele can relate to us as she is also an expatriate. She is familiar with the lifestyle that comes from moving often along with the practicality problems it brings financially.

Nareena Mehra

It's been a crazy 2020, but we have gotten through it.

Just wanted to say a special thank you for everything. Your support to me over the last year, I am so happy that our paths crossed when it did 🙂 Thank you for being an important part of my recovery journey. It's been a difficult last few years and I really couldn't have done it without the support I've had from my doctors, friends and people like you to get back up on my feet again. You have held by hand when I was lost financially and now with the health insurance coming through -you have played such an important part in me getting back my independence, confidence and security when life throws bricks.

Thank you so much- for your kindness, compassion, empathy and support. for listening to my story and now being a part of it. keep doing what you do, making a difference in women's lives- I am your biggest advocate 🙂

Narena Mehra

Michele Carby Financial Advisor
5
2020-12-29T04:44:32+04:00

Narena Mehra

It's been a crazy 2020, but we have gotten through it. Just wanted to say a special thank you for everything. Your support to me over the last year, I am so happy that our paths crossed when it did 🙂 Thank you for being an important part of my recovery journey. It's been a difficult last few years and I really couldn't have done it without the support I've had from my doctors, friends and people like you to get back up on my feet again. You have held by hand when I was lost financially and now with the health insurance coming through -you have played such an important part in me getting back my independence, confidence and security when life throws bricks. Thank you so much- for your kindness, compassion, empathy and support. for listening to my story and now being a part of it. keep doing what you do, making a difference in women's lives- I am your biggest advocate 🙂

Andrew

I wanted to thank you for the advice and friendly service you have provided me on my Personal investments.

As always you are very quick to respond to emails with advice and guide me. You company’s website is fantastic as I can check on my investments whenever I need.

Without your help I would be lost in the world of pension rules etc.

Andrew

Michele Carby Financial Advisor
5
2017-05-01T11:48:41+04:00

Andrew

I wanted to thank you for the advice and friendly service you have provided me on my Personal investments. As always you are very quick to respond to emails with advice and guide me. You company’s website is fantastic as I can check on my investments whenever I need. Without your help I would be lost in the world of pension rules etc.

Cindy Adshade

Been a very happy experience 🎉I would unreservedly recommend, everybody on the team has been extremely professional & always available as the experience has been daunting, which we did know & expect, but you don’t realize until u in it - but everyone has truly held our hands😊🎉

Cindy Adshade

Michele Carby Financial Advisor
5
2023-04-19T12:26:02+04:00

Cindy Adshade

Been a very happy experience 🎉I would unreservedly recommend, everybody on the team has been extremely professional & always available as the experience has been daunting, which we did know & expect, but you don’t realize until u in it - but everyone has truly held our hands😊🎉

Nathan Geary

I first met with Michele back in February 2012 when I joined Standard Life in Hong Kong. Instantly I was able to observe Michele’s professionalism in her approach towards dealing with her client’s financial affairs. It was evident to me, that Michele’s training in the UK, a very advanced financial market, had stood her well to advise her international clients in the HK market place. I have noticed her approach to advice is holistic and she considers her clients’ circumstances in detail before formulating any financial plans.

Standard Life has been working with Infinity for two years and our dealings with the company and Michele have all been of utmost integrity. Before engaging in any business partnership the company always completes a due diligence process which Infinity have successfully observed. In addition to seeing Michele’s professionalism with clients, I have also admired Michele’s wider work she has done for the industry being a regular contributor within the Independent Financial Advisors Association of Hong Kong.

Nathan Geary

Michele Carby Financial Advisor
5
2017-05-01T11:55:29+04:00

Nathan Geary

I first met with Michele back in February 2012 when I joined Standard Life in Hong Kong. Instantly I was able to observe Michele’s professionalism in her approach towards dealing with her client’s financial affairs. It was evident to me, that Michele’s training in the UK, a very advanced financial market, had stood her well to advise her international clients in the HK market place. I have noticed her approach to advice is holistic and she considers her clients’ circumstances in detail before formulating any financial plans. Standard Life has been working with Infinity for two years and our dealings with the company and Michele have all been of utmost integrity. Before engaging in any business partnership the company always completes a due diligence process which Infinity have successfully observed. In addition to seeing Michele’s professionalism with clients, I have also admired Michele’s wider work she has done for the industry being a regular contributor within the Independent Financial Advisors Association of Hong Kong.

Alex

Thank you for receiving me and my wife today in the ALL crucial setting of our retirement investment portfolio as we start our retirement life. You don't know how much I am relieved that know we have a good back up team that gives us much comfort after all the unfortunate mishap we have suffered due to, not willingly, previously bad decisions. Anyhow we now start with a fresh new team and more dynamic involvement which gives me much comfort.

Alex

Michele Carby Financial Advisor
5
2017-10-25T08:18:32+04:00

Alex

Thank you for receiving me and my wife today in the ALL crucial setting of our retirement investment portfolio as we start our retirement life. You don't know how much I am relieved that know we have a good back up team that gives us much comfort after all the unfortunate mishap we have suffered due to, not willingly, previously bad decisions. Anyhow we now start with a fresh new team and more dynamic involvement which gives me much comfort.

Steve Morris

Michele is a stable consistent person who has given good investment advice to me and my wife over the past 5 years. We are a relatively small client account but she is always available on email, telephone or for meetings with us and has her team send me a monthly statement without fail. I would have no hesitation to recommend Michele as an Investment Advisor.

Steve Morris

Michele Carby Financial Advisor
5
2019-12-08T11:43:29+04:00

Steve Morris

Michele is a stable consistent person who has given good investment advice to me and my wife over the past 5 years. We are a relatively small client account but she is always available on email, telephone or for meetings with us and has her team send me a monthly statement without fail. I would have no hesitation to recommend Michele as an Investment Advisor.

Selina Perelini

We have always had some form of financial advice and up until the last few years the workings of investment and financial markets has been beyond me. However, since working with Michele and Payal I have for the first time felt we have understanding and control of our investments. We are no doubt 'smaller clients' but have in no way been made to feel so by Michele and her team. I enjoy our meetings as each time I leave having learnt more about investing. Michele and Payal's ability to make you feel at ease is appreciated. I would highly recommend Michele and her team.

Selina Perelini

Michele Carby Financial Advisor
5
2019-12-08T11:43:04+04:00

Selina Perelini

We have always had some form of financial advice and up until the last few years the workings of investment and financial markets has been beyond me. However, since working with Michele and Payal I have for the first time felt we have understanding and control of our investments. We are no doubt 'smaller clients' but have in no way been made to feel so by Michele and her team. I enjoy our meetings as each time I leave having learnt more about investing. Michele and Payal's ability to make you feel at ease is appreciated. I would highly recommend Michele and her team.

Kate Garbutt

Michelle has been very professional and has always kept us up to date with how our investment is doing.

Kate Garbutt

Michele Carby Financial Advisor
5
2019-12-08T11:45:03+04:00

Kate Garbutt

Michelle has been very professional and has always kept us up to date with how our investment is doing.

David Hawkins

Michele has worked extremely hard for my behalf for the majority of 2008. Without doubt her commitment to my personal contract has been 100%. Every business needs a Michele, probably one of the finest girls one could rely upon. I would not hesitate on my recommendation!

David Hawkins

Michele Carby Financial Advisor
5
2017-05-01T11:53:35+04:00

David Hawkins

Michele has worked extremely hard for my behalf for the majority of 2008. Without doubt her commitment to my personal contract has been 100%. Every business needs a Michele, probably one of the finest girls one could rely upon. I would not hesitate on my recommendation!

Deborah Hutton

I am not one of those people who are finance crazy, in fact, I find it mundane, weird, I know.. Luckily I have met Michele Carby whom I absolutely love dealing with. I think she really understands me and my needs and actually has the ability to get through to me...
I feel very comfortable with her as I don't have to get formal with her, I can just simply tell her, this is what I want and I don't want to do XYZ to get it and she gets it and delivers.

Recently Michele Carby and PayPal Trehan paid us a visit to update our policies and I must say I was even more impressed than the last visit. They even indulged my 16 yo son who had taken a sudden interest in finance and I mean really indulged him. Sat with him, gave him good advice, he enjoyed the visit and looked forward to their next visit at which they also offered him solutions to some of his queries! I should add, he's an introvert and he felt comfortable with them.

I have also had the pleasure of dealing with Elize Van Wyk telephonically who is always pleasant and usually has me in stitches with her casual humor...

All 3 these ladies have been amazing and exceptionally patient. I would certainly recommend them highly!

Deborah hutton

Michele Carby Financial Advisor
5
2019-12-08T11:45:42+04:00

Deborah hutton

I am not one of those people who are finance crazy, in fact, I find it mundane, weird, I know.. Luckily I have met Michele Carby whom I absolutely love dealing with. I think she really understands me and my needs and actually has the ability to get through to me... I feel very comfortable with her as I don't have to get formal with her, I can just simply tell her, this is what I want and I don't want to do XYZ to get it and she gets it and delivers. Recently Michele Carby and PayPal Trehan paid us a visit to update our policies and I must say I was even more impressed than the last visit. They even indulged my 16 yo son who had taken a sudden interest in finance and I mean really indulged him. Sat with him, gave him good advice, he enjoyed the visit and looked forward to their next visit at which they also offered him solutions to some of his queries! I should add, he's an introvert and he felt comfortable with them. I have also had the pleasure of dealing with Elize Van Wyk telephonically who is always pleasant and usually has me in stitches with her casual humor... All 3 these ladies have been amazing and exceptionally patient. I would certainly recommend them highly!

Alexis Ducret

I’d like to confirm that I’ve been using Mrs. Michele Carby services for over a year and that I am very pleased with the service provided. Her investment recommendations and the effectiveness of her advises have lead my saving and investments to grow in the uncertain and not so favourable period.

I also highly recommend Michele Carby as a financial advisor for her approachability and her outstanding customer service which has been very consistent and pleasant.

Alexis Ducret

Michele Carby Financial Advisor
5
2017-05-01T09:57:03+04:00

Alexis Ducret

I’d like to confirm that I’ve been using Mrs. Michele Carby services for over a year and that I am very pleased with the service provided. Her investment recommendations and the effectiveness of her advises have lead my saving and investments to grow in the uncertain and not so favourable period. I also highly recommend Michele Carby as a financial advisor for her approachability and her outstanding customer service which has been very consistent and pleasant.

Vanessa Pringle

There are a lot of investment houses that you can chose from here in Dubai. However, most will hide fees and show growth rates which are actually product accelerators (thus not reflecting reality) so it’s very easy to get duped into thinking you have a “growing” investment. I would recommend Michele Carby as she not only talks to you in layman’s terms, but also whether you’re investing $100 or $10,000 a month, Michele makes sure you’re well looked after!

Vanessa Pringle

Michele Carby Financial Advisor
5
2017-05-01T11:48:10+04:00

Vanessa Pringle

There are a lot of investment houses that you can chose from here in Dubai. However, most will hide fees and show growth rates which are actually product accelerators (thus not reflecting reality) so it’s very easy to get duped into thinking you have a “growing” investment. I would recommend Michele Carby as she not only talks to you in layman’s terms, but also whether you’re investing $100 or $10,000 a month, Michele makes sure you’re well looked after!

Pieter & Brunhilde Maritz

We have the right partners for our future!

I have attended and viewed many economic overviews like this in my life and this in terms of content and presentation is one of the best ever!

Looking forward to the next one!

Take care and be good…thank you for making investments humane with your empathy and personal interest..
Michele Carby Financial Advisor
5
2022-11-04T02:07:52+04:00
We have the right partners for our future! I have attended and viewed many economic overviews like this in my life and this in terms of content and presentation is one of the best ever! Looking forward to the next one! Take care and be good…thank you for making investments humane with your empathy and personal interest..

Debbie Hutton

Definitely go with Michele Carby. She really has the personal touch. You will feel like you're chatting to an old friend who really has your best interests at heart.

Debbie Hutton

Michele Carby Financial Advisor
5
2017-05-01T09:55:40+04:00

Debbie Hutton

Definitely go with Michele Carby. She really has the personal touch. You will feel like you're chatting to an old friend who really has your best interests at heart.

Craig McLaren

Michele and Payal have been fantastic in growing my investment , in communicating regularly with me and in making me feel confident in them !!

Craig Mclaren

Michele Carby Financial Advisor
5
2019-12-08T11:47:27+04:00

Craig Mclaren

Michele and Payal have been fantastic in growing my investment , in communicating regularly with me and in making me feel confident in them !!

Louis Hutton

We used Michele Carby and she is world class. I have always been weary of financial advisors and have had bad experiences. With Michele I saw in her a Mother, a person who cares more for her clients rather than the goal of making money from you. Michele is concerned for the good of her clients, which for me is what sold me to use her. Give her a try, you won't regret it.

Louis Hutton

Michele Carby Financial Advisor
5
2017-05-01T09:37:08+04:00

Louis Hutton

We used Michele Carby and she is world class. I have always been weary of financial advisors and have had bad experiences. With Michele I saw in her a Mother, a person who cares more for her clients rather than the goal of making money from you. Michele is concerned for the good of her clients, which for me is what sold me to use her. Give her a try, you won't regret it.

Jordan West-Pratt

Michele Carby has been amazing for us.

Jordan West-Pratt

Michele Carby Financial Advisor
5
2017-05-01T11:52:17+04:00

Jordan West-Pratt

Michele Carby has been amazing for us.

David Andrews

I wanted to personally thank you for all your efforts in helping me.

I moved to Asia 14 years ago and have been not only hounded by “financial” advisers but been on the end of some very “negative” experiences the industry has to offer. From being very close to me until close of the sale then ignoring my portfolio for years to advisers who jump businesses every few months.

Almost invariably the experiences have left me with underperforming and ignored portfolios, and when questioning you get tired of hearing of accumulating units of lower average cost…

When I met you months ago, with a very modest investment you have not only helped my get it back on track (and making money!!!) but worked on better deals for my life insurance and other assistance. My business is small to you and still you service me as if I am a very important client, in fact you even helped my day to day business with altruistic leads.

Without a doubt, in my 14 years you have been the most engaged and successful advisor I have experienced. I have confidence that you have my interest in mind first, which should be pervaded but is rare!

David Andrews

Michele Carby Financial Advisor
5
2017-05-01T09:57:50+04:00

David Andrews

I wanted to personally thank you for all your efforts in helping me. I moved to Asia 14 years ago and have been not only hounded by “financial” advisers but been on the end of some very “negative” experiences the industry has to offer. From being very close to me until close of the sale then ignoring my portfolio for years to advisers who jump businesses every few months. Almost invariably the experiences have left me with underperforming and ignored portfolios, and when questioning you get tired of hearing of accumulating units of lower average cost… When I met you months ago, with a very modest investment you have not only helped my get it back on track (and making money!!!) but worked on better deals for my life insurance and other assistance. My business is small to you and still you service me as if I am a very important client, in fact you even helped my day to day business with altruistic leads. Without a doubt, in my 14 years you have been the most engaged and successful advisor I have experienced. I have confidence that you have my interest in mind first, which should be pervaded but is rare!

Christopher Mills

Michele and Payal make a formidable team. In the time we have been working with them, we have been very happy with their advice and their service of our portfolio.

Christopher Mills

Michele Carby Financial Advisor
5
2019-12-08T11:43:53+04:00

Christopher Mills

Michele and Payal make a formidable team. In the time we have been working with them, we have been very happy with their advice and their service of our portfolio.

Danny Stoetzer

Michele was introduced to me by a HK-based broker who has been serving me in my previous company. Michele very smoothly took over all MPF-related issues as well as health insurance for my local and foreign staff in Hong Kong. After founding my own company in Hong Kong, Michele assisted us in all related issues as Health Insurance brokerage, MPF-related questions and Employment Compensation Fund. Not being located in Hong Kong but in Mainland China, I very much can rely on Michele’s advice. Over the past almost two years, Michele always a reliable source of information and a trusted partner of mine to handle my interests towards providers. Michele has advised and consulted us with very valuable and interesting investment opportunities which I did not follow for the simple reason of investing in my own start-up company.

I very much can recommend working with Michele as a reliable partner and friend.

Danny Stoetzer

Michele Carby Financial Advisor
5
2017-05-01T09:58:31+04:00

Danny Stoetzer

Michele was introduced to me by a HK-based broker who has been serving me in my previous company. Michele very smoothly took over all MPF-related issues as well as health insurance for my local and foreign staff in Hong Kong. After founding my own company in Hong Kong, Michele assisted us in all related issues as Health Insurance brokerage, MPF-related questions and Employment Compensation Fund. Not being located in Hong Kong but in Mainland China, I very much can rely on Michele’s advice. Over the past almost two years, Michele always a reliable source of information and a trusted partner of mine to handle my interests towards providers. Michele has advised and consulted us with very valuable and interesting investment opportunities which I did not follow for the simple reason of investing in my own start-up company. I very much can recommend working with Michele as a reliable partner and friend.

Ahmad Faheem Khan

I chose Holborn Assets for processing my Portugal Golden Visa Application and I am very happy that I made the correct decision. Choosing and trusting someone with your money with whom you do not have a physical interaction and only have an online interaction required a huge leap of faith. But Elize and Shayne, who were my contact persons, were very supportive and answered all my queries in detail and gave their honest opinion and feedback throughout the process. We reached our goal in time as given the roller coaster ride the GV program was having due to new proposals introduced by the Portugal government was keeping everyone interested on their toes. The process at Holborn was very seamless and hassle-free. I am very satisfied with the quality of the service.

Ahmad Faheem Khan

Michele Carby Financial Advisor
5
2023-05-15T01:20:47+04:00

Ahmad Faheem Khan

I chose Holborn Assets for processing my Portugal Golden Visa Application and I am very happy that I made the correct decision. Choosing and trusting someone with your money with whom you do not have a physical interaction and only have an online interaction required a huge leap of faith. But Elize and Shayne, who were my contact persons, were very supportive and answered all my queries in detail and gave their honest opinion and feedback throughout the process. We reached our goal in time as given the roller coaster ride the GV program was having due to new proposals introduced by the Portugal government was keeping everyone interested on their toes. The process at Holborn was very seamless and hassle-free. I am very satisfied with the quality of the service.

Dr Robert Holden

Michele demonstrates all the qualities I look for in a financial advisor, e.g. a genuine personal interest, regular contact, excellent proposals, and a consistent proactive approach to deliver the best possible service.

Dr Robert Holden

Michele Carby Financial Advisor
5
2017-05-01T09:54:09+04:00

Dr Robert Holden

Michele demonstrates all the qualities I look for in a financial advisor, e.g. a genuine personal interest, regular contact, excellent proposals, and a consistent proactive approach to deliver the best possible service.

Nicholas Lawson

We had excellent service from Michelle and her team at Holborn. They were honest in their predictions and advice. They didn't try to get us into anything I couldn't handle!!! I wholeheartedly recommend them!

Nicholas Lawson

Michele Carby Financial Advisor
5
2019-12-08T11:44:20+04:00

Nicholas Lawson

We had excellent service from Michelle and her team at Holborn. They were honest in their predictions and advice. They didn't try to get us into anything I couldn't handle!!! I wholeheartedly recommend them!

Merry Hamilton

I have been a client of Michele’s now for about a year and was previously with a financial consultant with I was unhappy with: the result being my long term financial planning was not being taken car of very well and my investments were actually going backwards. As a teacher of limited financial means this was disastrous.

Since the I have been with Michele I have relooked at these long term projections. Michele has spent considerable time and energy in assisting me to find suitable and stable investments and savings plans that meet my needs now and more importantly for my long term financial planning and retirement. Michele constantly keeps me informed and I feel I can approach her with any questions I have. She is flexible and caring and has been fabulous in her role as advisor to me. She pays huge attention to detail, she is professional and up to date in her field and I feel very informed about both my investments and goals for long term planning.

I highly recommend Michele.

Merry Hamilton

Michele Carby Financial Advisor
5
2017-05-01T11:49:55+04:00

Merry Hamilton

I have been a client of Michele’s now for about a year and was previously with a financial consultant with I was unhappy with: the result being my long term financial planning was not being taken car of very well and my investments were actually going backwards. As a teacher of limited financial means this was disastrous. Since the I have been with Michele I have relooked at these long term projections. Michele has spent considerable time and energy in assisting me to find suitable and stable investments and savings plans that meet my needs now and more importantly for my long term financial planning and retirement. Michele constantly keeps me informed and I feel I can approach her with any questions I have. She is flexible and caring and has been fabulous in her role as advisor to me. She pays huge attention to detail, she is professional and up to date in her field and I feel very informed about both my investments and goals for long term planning. I highly recommend Michele.
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Michele Carby Financial Advisor