Financial Planning for South Africans

Get the best advice on how to grow and protect your wealth while living overseas

Award winning personalised financial advice for South Africans at home and overseas

Financial Planning

Benefit from years of expertise supporting South African expats

International Solutions

Access tried, tested and tax efficient international solutions


Customised to your personal requirements & circumstances

Personalised Financial Planning for South Africans

South Africans face a unique set of financial challenges. Political uncertainty and economic fragility at home means that many South Africans face the often emotionally agonising decision of whether to internationalise their wealth while still having to take care of all the usual financial concerns.

Michele is South African born and bred. She started her career in KZN and has advised her compatriots ever since, in every corner of the world. She has held board positions on several South African organisations overseas, including serving a term as President of the South African Chamber of Commerce.

No one is better qualified to advise South Africans living overseas. If you are looking for personalised professional expert help with your finances, why not speak to Michele herself?


International Investments’ Woman of the Year

Financial & Investment Advice For Global Expatriates

Welcome to the Michele Carby Practice

I am a highly experienced financial adviser with licences in the UK, Hong Kong, South Africa and the United Arab Emirates. My team and I are based in Dubai, but our clients are spread around the world. We assist our clients with all aspects of financial planning, helping them organise their financial affairs and help grow and protect their wealth.

Each and every client has different needs depending on their personal circumstances. This defines our approach, adding value over many years where and when it is required.

If you would like that kind of personal attention to your financial affairs please get in touch.

Michele Carby Autograph Dark Blue

International Investments’ Woman of the Year


International Honours for Michele & Holborn Assets


What our clients say about us


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International Financial Planning

Serving global citizens

Our clients are expatriates from a breathtakingly diverse mixture of nationalities, backgrounds, cultures and wealth levels. They share a common need for financial solutions adapted to the international lifestyles they lead. 

We favour long term relationships to help our clients anchor their financial lives. As our relationship grows, we can help anticipate their needs and adapt to any changing circumstances, allowing them to grow their wealth and reach their financial goals wherever their lives take them.



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Financial Planning Webinars

Make better informed financial decisions

Financial Planning

Our Q1 review of the markets and the issues that impact your wealth.


Active portfolio management – what it is, how it works and our fee structure.

Education Planning

Education fee planning and the million dollar baby.


2023 Q2 Financial Review & Quarterly Investment Update

August 3 – 4pm UAE (GMT+4)

Senior Investment Strategist Payal Trehan joins Michele to review the markets, global investment outlook and portfolio strategy.


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