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Residency by Investment

in Malta

A highly regarded European residency programme with extensive mobility benefits

€170,000
Minimum investment amount

4-6 Months

Processing time

European residency

Key Residency benefit

Why investors are attracted to Malta

Despite being the smallest member state of the European Union, Malta delivers an exceptional mix of lifestyle appeal, economic resilience, and international connectivity. This Mediterranean island nation seamlessly combines centuries of history with a modern, globally oriented economy.

Malta is home to ancient temples, fortified cities, and picturesque seaside towns framed by clear blue waters. At the same time, it has evolved into a thriving centre for international business, with strong sectors in financial services, online gaming, blockchain, technology, and film production.

A warm climate, diverse cuisine, vibrant cultural calendar, and world-class diving further enhance Malta’s appeal. For investors, the country offers political stability, EU regulatory standards, and a high quality of life within a compact and well-connected jurisdiction.

Overview of the Malta Permanent Residence Programme (MPRP)

Introduced in 2021, the Malta Permanent Residence Programme (MPRP) is a residency-by-investment framework designed for non-EU, non-EEA, and non-Swiss nationals. It enables qualifying individuals and their families to obtain permanent residence status in Malta through a clearly defined set of financial commitments.

Residency is typically granted within four to six months, allowing holders to live in Malta and travel freely across the Schengen Zone. In return, applicants must satisfy a combination of property-related requirements, a government contribution, and a philanthropic donation.

The programme is administered by the Residency Malta Agency and is widely recognised for its transparency, efficiency, and strong governance standards.

How to qualify for residency by investment in Malta

Residential property requirement

Applicants must either purchase or lease qualifying residential property in Malta:

  • Property purchase: Minimum value of €375,000
  • Property rental: Minimum annual rent of €14,000

The property must be retained for at least five years. The purchase or lease agreement may be finalised after the application receives initial approval.

Government contribution

A total contribution of €97,000 is payable to the Maltese government and is settled in two phases:

  • €10,000 upon submission of the application (non-refundable)
  • The remaining balance following approval in principle

These funds support national development and community initiatives.

Charitable Donation

Applicants are required to make a minimum donation of €2,000 to a registered non-governmental organisation approved by the Residency Malta Agency. Eligible organisations operate in areas such as healthcare, education, culture, heritage preservation, sports, scientific research, and animal welfare.

Financial standing and additional conditions

Applicants must demonstrate financial independence by meeting one of the following thresholds:

  • At least €500,000 in total assets, with a minimum of €150,000 held in liquid form, or
  • At least €650,000 in total assets, with a minimum of €75,000 in liquid form

All dependants aged 18 or older must submit an affidavit confirming financial dependence. Additional family members — including adult children, parents, or grandparents — may be included for an extra contribution of €7,500 per person.

Malta Residency FAQs

How long does the application process take?

Processing times vary depending on document preparation and property selection. On average, applications are finalised within four to six months from submission. Applicants are issued a temporary residence permit valid for one year while the application is under review, followed by permanent residency cards upon approval.

To qualify, applicants must:

  • Be a non-EU, non-EEA, and non-Swiss national from a non-sanctioned country
  • Be at least 18 years old
  • Pass a comprehensive “Fit and Proper” assessment, including background checks conducted through international law enforcement bodies
  • Be in good health and hold valid health insurance covering their stay in Malta
  • Demonstrate ownership of at least €500,000 in capital, with a minimum of €150,000 in financial assets

Yes. The programme allows the inclusion of:

  • A spouse or long-term partner
  • Children under 18
  • Dependent children aged 18 to 29 who are unmarried and not economically active
  • Adult children with certified disabilities
  • Dependent parents and grandparents of the applicant or spouse

No additional contribution is required for a spouse or minor children. Adult dependants are subject to an additional fee of approximately €7,500 per person.

Applicants must hold comprehensive health insurance covering all beneficiaries for a minimum of €30,000 per year. Coverage must remain valid throughout the residency process.

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