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The Michele Carby Practice

ROOTED IN ETHICS, trust, AND TRANSPARENCY

Personalised financial solutions for 

every stage of your life

Results-driven and robust strategies designed to perform
under all market conditions

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Award-winning financial advice for expats

At The Michele Carby Practice, we provide bespoke financial advice and comprehensive financial planning designed for international expatriates seeking to secure and grow their wealth globally. Our team combine years of expertise in financial planning and wealth management with a deep understanding of the unique challenges faced by those living and working abroad. Whether you need guidance on identifying the right investment opportunities to grow your wealth, or offering insurance solutions to protect you and your family against financial risks, we deliver quality financial advice tailored to your individual circumstances.

As one of the top financial advisors in Dubai, we offer a full suite of global financial services — from tax advisory services that maximise your financial potential with tax-efficient strategies, to developing a comprehensive and holistic financial plan aligned with your long-term goals. Our global wealth managers are dedicated to providing personalised financial advice that empowers you to make confident decisions and build lasting prosperity.

We believe great financial planning isn’t just about numbers, it’s about helping you live the life you’ve worked hard for, wherever in the world you may be.

Top Global Advisers at Holborn Assets for 9 Years

Over the last nine years, The Michele Carby Practice has grown exponentially. We are proud to to have been positioned as the top global advisors at for nine consecutive years.

SOLUTIONS

Private Wealth Management

Personalised holistic wealth management solutions to help you grow and protect your wealth.

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Capital Investing

From traditional assets to alternative investments, we offer capital solutions to suit your evolving needs.

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Global HNI Services

Comprehensive planning for HNWIs with assets and heirs across borders — from insurance to trusts and tax and everything in between.

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Citizenship & Residency by Investment

Navigate the path to second citizenship or residency with expert guidance and compliant investment options.

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Book a 30 Minute Discovery Call

 Our aim is to provide clear, personalised guidance to help you understand your current financial position and take practical steps toward improving your savings, investments, and long-term wealth strategy as an expatriate.

In our 30-minute consultation, we’ll explore key areas designed to strengthen your financial outlook, including:

  • Addressing any immediate financial concerns or short-term cash flow issues

  • Reviewing your existing investment portfolio and insurance coverage

  • Identifying ways to enhance investment performance and returns

  • Gaining access to independent, professional recommendations tailored to your specific goals

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Professional photograph of Michele Carby and Payal Trehan

OUR PARTNERS

GUIDES

Modern financial guides on topics that are crucial in protecting and growing your wealth

Offshore Banking

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Estate Planning

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Private Market Investing

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TESTIMONIALS

The best we have used We've worked with several financial advisors over the years, but Michele and her team at Holborn Assets have truly stood out as exceptional. They are clear, transparent, and take the time to explain every step in a way that builds real confidence and trust. What has impressed us the most has been their results and the returns we've achieved through their guidance have been far better than with any other firm we've used in the past. Beyond the numbers, it's their integrity, responsiveness, and genuine care for their clients that make the biggest difference. We finally feel our finances are in capable, trustworthy hands. recommended.
Anthony Brereton
Anthony Brereton
Michele and Payal have been fantastic in growing my investment , in communicating regularly with me and in making me feel confident in them !!
Craig McLaren
Craig McLarenCEO
Michele and Payal and Elize are absolutely amazing. I trust them 100% and then explain everything fully and clearly so I can make proper well considered decisions.
Sarah Pickering
Sarah Pickering
I have met a number of financial advisers in my 47 years of work and have found Michele & Payal to be a dynamic duo , which Michele leads. The freshness of their approach and willingness to research product lines is enlightening , incisive and wholesome. I have confidence that my financial affairs are in qualified and caring hands and would not hesitate to recommend them both to others.
Mark Randall
We have the right partners for our future! I have attended and viewed many economic overviews like this in my life and this in terms of content and presentation is one of the best ever! Looking forward to the next one! Take care and be good…thank you for making investments humane with your empathy and personal interest..
Pieter & Brunhilde Maritz
Michele is a stable consistent person who has given good investment advice to me and my wife over the past 5 years. We are a relatively small client account but she is always available on email, telephone or for meetings with us and has her team send me a monthly statement without fail. I would have no hesitation to recommend Michele as an Investment Advisor.
Steve Morris
Michele and Payal make a formidable team. In the time we have been working with them, we have been very happy with their advice and their service of our portfolio.
Christopher Mills
We have always had some form of financial advice and up until the last few years the workings of investment and financial markets has been beyond me. However, since working with Michele and Payal I have for the first time felt we have understanding and control of our investments. We are no doubt 'smaller clients' but have in no way been made to feel so by Michele and her team. I enjoy our meetings as each time I leave having learnt more about investing. Michele and Payal's ability to make you feel at ease is appreciated. I would highly recommend Michele and her team.
Selina Perelini

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