How much do you Know About your non–workplace Pension?
Financial Watchdog to Scrutinise Non Workplace Pension Schemes How much do you know about your non-workplace pension? It is a question that the Financial Conduct Authority (FCA) is trying to answer and currently investigating. The non-workplace pensions market is worth £400 million which is about double the workplace pensions market and it is growing. The […]
Carillion Collapse Highlights the Importance of Taking Control of your Pension
With the unfolding drama of the Carillion collapse which includes ignored profits warning, excessive shareholder payouts and CEO bonus payments, a new player has entered the stage. It was revealed in a recent High Court hearing that Carillion has an estimated 2.6bn pension’s black hole. Five times higher than the former CEO of Carillion led […]
How to Protect your Retirement Plan from the Ravages of the Stock Market
If there is one thing that has been rubber stamped over the last few years is the unpredictability of the stock market. In 2016, following the Brexit vote and the inevitable crash was followed by record stock market highs in early 2017. Nobody knew this was going to happen and it was predicted by pundits […]
Should I transfer out of my Defined Benefit Pension Scheme?
The Positives and Negatives of Switching to a Defined Contribution Pension Scheme Although the Pensions Regulator and the Financial Conduct Authority are strong advocates of defined benefit (DB) pension schemes there are increasingly strong arguments to switch to a defined contribution (DC) pension scheme. The issues surrounding switching from one to another are far reaching […]