Gold Price to Remain Low after ‘Flash Crash’
Prominent Analyst Speaks about Implications of Gold Price Crash If you had financial assets tied up in gold, you would feel right to feel a little concerned at the recent price crash. To add to your worries further, the crash which was driven by short term factors, will according to Jason Hollands, managing director at […]
Are you Being Refused Access to your Pension Pot?
Although Pension Freedom is here you may be Unable to Access your Cash Pension Freedom has shaken up how we view and access our pension funds. Whereas prior to April you could only withdraw your funds via an annuity, now you can draw down as much as you want to, 25% tax free. That said, […]
New Survey Suggests Strong QPROPS Interest
Insight Discovery’s Survey of South African Financial Advisers Reveals QPROPS Optimism According to a recent survey from Insight Discovery, a strategic intelligence company, the feeling among South African financial advisers is that interest in QPROPS will increase significantly. This is largely driven by the benefits QPROPS bring to an expat pension, and the new pension […]
Plan your Child’s Future by Investing as Soon as they are born
Investments in a Newborn’s Future now Pay Dividends Later There can be no doubt that a financial investment for your child from day one will help them considerably as an adult. Having the money to pay for university fees and or mortgage deposits will save a lifetime of debt. The question is what is the […]
10 Aspects to Consider Before Retiring Overseas
A Checklist to help you Retire Retiring overseas is a big move. Depending on where you choose to live you may have to learn a new language, acclimatise to a different culture learning a new way of life. Although the weather may constantly be hot, you could find you are isolated. This post looks at […]
Start a Pension in your 20s and Take Advantage of Free Money
The Earlier you Start your Pension the Better Life you will Have Although you may have just graduated from university and have a mountain of debt, starting a pension early will pay considerable dividends in the future. The fact is that the sooner you start the more comfortable your retirement will be, and you may […]
Are you Entitled to a Share of the £850m Expat ‘Lost’ Pension Fund?
Around £850m in Pensions waiting to be claimed by Expats According to findmylostpension.com, around one millions Britons have failed to claim pensions they are entitled to. Around one in four are expats. Often, pensions go unclaimed as people forget to notify pension providers when addresses and names change, and when moving abroad. As such pension […]
Do not Use Heredity as a Guide for Your Retirement Planning
The Age of your Parents is not an Accurate Guide to how Long you will Live According to a survey conducted by the Society of Actuaries, around half the population of America looks at family history when trying to work out their own life expectancy. Financial planners often say they discuss life expectancy with their […]
5 Awesome Ways to Save for a Pension when Encumbered by Student Debt
Financial Planning for Millennials If you are in your 20s and 30s, you are probably encumbered by student debts. You probably have credit cards and other loans, and it is not unfair to say your personal finances could be in better shape. That said, savings towards your retirement is a must have and should not […]
Average Life Expectancy Heading for 100 According to ONS
Pensions and Health Insurance Becomes More Invaluable According to the Office for National Statistics, average life expectancy in the UK is set to rise. ONS projections believe that newborn girls born over the next 20 years will live to an average age of 97 years, while boys will live until 94. The report highlights that […]