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Testimonials

I wanted to thank you for the advice and friendly service you have provided me on my Personal investments.

As always you are very quick to respond to emails with advice and guide me. You company’s website is fantastic as I can check on my investments whenever I need.

Without your help I would be lost in the world of pension rules etc.

Andrew

Michele Carby Financial Advisor
5.0
2017-05-01T11:48:41+04:00

Andrew

I wanted to thank you for the advice and friendly service you have provided me on my Personal investments. As always you are very quick to respond to emails with advice and guide me. You company’s website is fantastic as I can check on my investments whenever I need. Without your help I would be lost in the world of pension rules etc.
I am not one of those people who are finance crazy, in fact, I find it mundane, weird, I know.. Luckily I have met Michele Carby whom I absolutely love dealing with. I think she really understands me and my needs and actually has the ability to get through to me...
I feel very comfortable with her as I don't have to get formal with her, I can just simply tell her, this is what I want and I don't want to do XYZ to get it and she gets it and delivers.

Recently Michele Carby and PayPal Trehan paid us a visit to update our policies and I must say I was even more impressed than the last visit. They even indulged my 16 yo son who had taken a sudden interest in finance and I mean really indulged him. Sat with him, gave him good advice, he enjoyed the visit and looked forward to their next visit at which they also offered him solutions to some of his queries! I should add, he's an introvert and he felt comfortable with them.

I have also had the pleasure of dealing with Elize Van Wyk telephonically who is always pleasant and usually has me in stitches with her casual humor...

All 3 these ladies have been amazing and exceptionally patient. I would certainly recommend them highly!

Deborah hutton

Michele Carby Financial Advisor
5.0
2019-12-08T11:45:42+04:00

Deborah hutton

I am not one of those people who are finance crazy, in fact, I find it mundane, weird, I know.. Luckily I have met Michele Carby whom I absolutely love dealing with. I think she really understands me and my needs and actually has the ability to get through to me... I feel very comfortable with her as I don't have to get formal with her, I can just simply tell her, this is what I want and I don't want to do XYZ to get it and she gets it and delivers. Recently Michele Carby and PayPal Trehan paid us a visit to update our policies and I must say I was even more impressed than the last visit. They even indulged my 16 yo son who had taken a sudden interest in finance and I mean really indulged him. Sat with him, gave him good advice, he enjoyed the visit and looked forward to their next visit at which they also offered him solutions to some of his queries! I should add, he's an introvert and he felt comfortable with them. I have also had the pleasure of dealing with Elize Van Wyk telephonically who is always pleasant and usually has me in stitches with her casual humor... All 3 these ladies have been amazing and exceptionally patient. I would certainly recommend them highly!
There are a lot of investment houses that you can chose from here in Dubai. However, most will hide fees and show growth rates which are actually product accelerators (thus not reflecting reality) so it’s very easy to get duped into thinking you have a “growing” investment. I would recommend Michele Carby as she not only talks to you in layman’s terms, but also whether you’re investing $100 or $10,000 a month, Michele makes sure you’re well looked after!

Vanessa Pringle

Michele Carby Financial Advisor
5.0
2017-05-01T11:48:10+04:00

Vanessa Pringle

There are a lot of investment houses that you can chose from here in Dubai. However, most will hide fees and show growth rates which are actually product accelerators (thus not reflecting reality) so it’s very easy to get duped into thinking you have a “growing” investment. I would recommend Michele Carby as she not only talks to you in layman’s terms, but also whether you’re investing $100 or $10,000 a month, Michele makes sure you’re well looked after!
I have met a number of financial advisers in my 47 years of work and have found Michele & Payal to be a dynamic duo , which Michele leads.

The freshness of their approach and willingness to research product lines is enlightening , incisive and wholesome.

I have confidence that my financial affairs are in qualified and caring hands and would not hesitate to recommend them both to others.

Mark Randall

Michele Carby Financial Advisor
5.0
2019-12-08T11:46:13+04:00

Mark Randall

I have met a number of financial advisers in my 47 years of work and have found Michele & Payal to be a dynamic duo , which Michele leads. The freshness of their approach and willingness to research product lines is enlightening , incisive and wholesome. I have confidence that my financial affairs are in qualified and caring hands and would not hesitate to recommend them both to others.
I am an Accountant but not registered as an IFA. Consequently, Michele has assisted me, not only for my own financial affairs, but also for clients. I find her to be amiable, competent and efficient in dealing with financial matters and also has taken the time to review all possibilities in a manner that is easy to grasp. I would not hesitate to recommend her to anyone.

Brian Michael Gibbs

Michele Carby Financial Advisor
5.0
2017-05-01T11:36:20+04:00

Brian Michael Gibbs

I am an Accountant but not registered as an IFA. Consequently, Michele has assisted me, not only for my own financial affairs, but also for clients. I find her to be amiable, competent and efficient in dealing with financial matters and also has taken the time to review all possibilities in a manner that is easy to grasp. I would not hesitate to recommend her to anyone.
I have been working with Michele and Payal at Holborn Assets Dubai now for the last 3 years. For me, the most important attribute I look for in my choice of FA is trust - I'm not a financial wizard nor do I want to be. I need to trust that the people I give my hard earned money to will do their best to look after and grow it, without me having to give directions. I am so happy to be working with Michele and Payal, and I have absolute trust in their desire to do the best for me, as well as the skills to do it. Payal frankly knows more about world goings-on and how to apply it to making solid investments than the Financial Times.

Of course the real proof is in the results and in the short time since I consolidated all my savings and investments with them, they have doubled my growth and returns compared to how they were performing under other FA's.

For the serious investor this is good enough I expect. But an added bonus is they are a real delight to work with and bring not only a wealth of information to our face to face meetings, but a great attitude and big smiles too.

Sarah Messer

Michele Carby Financial Advisor
5.0
2019-12-08T11:46:43+04:00

Sarah Messer

I have been working with Michele and Payal at Holborn Assets Dubai now for the last 3 years. For me, the most important attribute I look for in my choice of FA is trust - I'm not a financial wizard nor do I want to be. I need to trust that the people I give my hard earned money to will do their best to look after and grow it, without me having to give directions. I am so happy to be working with Michele and Payal, and I have absolute trust in their desire to do the best for me, as well as the skills to do it. Payal frankly knows more about world goings-on and how to apply it to making solid investments than the Financial Times. Of course the real proof is in the results and in the short time since I consolidated all my savings and investments with them, they have doubled my growth and returns compared to how they were performing under other FA's. For the serious investor this is good enough I expect. But an added bonus is they are a real delight to work with and bring not only a wealth of information to our face to face meetings, but a great attitude and big smiles too.
Michele who has been the by far most proactive and helpful person on the market here. So gradually I got my medical insurance, my MPF, and my retirement plan fixed with her. Up to today I have not regretted this a minute, she is always available when needed gives perfect advice, and thinks way ahead of the market. I highly recommend Michele for her very professional approach, her personal care, and her incredible reliability.

Michael Zankel

Michele Carby Financial Advisor
5.0
2017-05-01T11:35:16+04:00

Michael Zankel

Michele who has been the by far most proactive and helpful person on the market here. So gradually I got my medical insurance, my MPF, and my retirement plan fixed with her. Up to today I have not regretted this a minute, she is always available when needed gives perfect advice, and thinks way ahead of the market. I highly recommend Michele for her very professional approach, her personal care, and her incredible reliability.
Michelle Carby and her team have been completely transparent and honest with me since taking on my account. Both Michelle and Payal turned what was a negative view and loss making investment with Holborn Assets in to a positive experience, by providing me an investment vehicle, which is working my money to gain returns.

Having worked with a financial advisor who simply miss-sold a product to me, and never made contact for nearly 2yrs, to working with Michelle who is frequently in contact with me , has restored my faith in Holborn Assets. I would highly recommend Michelle and her team to friends in the region, and look forward to receiving her continuous support.

Preeya Patel

Michele Carby Financial Advisor
5.0
2019-12-08T11:47:06+04:00

Preeya Patel

Michelle Carby and her team have been completely transparent and honest with me since taking on my account. Both Michelle and Payal turned what was a negative view and loss making investment with Holborn Assets in to a positive experience, by providing me an investment vehicle, which is working my money to gain returns. Having worked with a financial advisor who simply miss-sold a product to me, and never made contact for nearly 2yrs, to working with Michelle who is frequently in contact with me , has restored my faith in Holborn Assets. I would highly recommend Michelle and her team to friends in the region, and look forward to receiving her continuous support.
Michele was introduced to me by a HK-based broker who has been serving me in my previous company. Michele very smoothly took over all MPF-related issues as well as health insurance for my local and foreign staff in Hong Kong. After founding my own company in Hong Kong, Michele assisted us in all related issues as Health Insurance brokerage, MPF-related questions and Employment Compensation Fund. Not being located in Hong Kong but in Mainland China, I very much can rely on Michele’s advice. Over the past almost two years, Michele always a reliable source of information and a trusted partner of mine to handle my interests towards providers. Michele has advised and consulted us with very valuable and interesting investment opportunities which I did not follow for the simple reason of investing in my own start-up company.

I very much can recommend working with Michele as a reliable partner and friend.

Danny Stoetzer

Michele Carby Financial Advisor
5.0
2017-05-01T09:58:31+04:00

Danny Stoetzer

Michele was introduced to me by a HK-based broker who has been serving me in my previous company. Michele very smoothly took over all MPF-related issues as well as health insurance for my local and foreign staff in Hong Kong. After founding my own company in Hong Kong, Michele assisted us in all related issues as Health Insurance brokerage, MPF-related questions and Employment Compensation Fund. Not being located in Hong Kong but in Mainland China, I very much can rely on Michele’s advice. Over the past almost two years, Michele always a reliable source of information and a trusted partner of mine to handle my interests towards providers. Michele has advised and consulted us with very valuable and interesting investment opportunities which I did not follow for the simple reason of investing in my own start-up company. I very much can recommend working with Michele as a reliable partner and friend.
Michele and Payal have been fantastic in growing my investment , in communicating regularly with me and in making me feel confident in them !!

Craig Mclaren

Michele Carby Financial Advisor
5.0
2019-12-08T11:47:27+04:00

Craig Mclaren

Michele and Payal have been fantastic in growing my investment , in communicating regularly with me and in making me feel confident in them !!
5
10
"With over 20 years experience as an International Independent Financial Adviser; my team and I provide specialist advice, together with extensive international experience. Providing our clients with the experience and expertise that they are looking for."

 

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"Michele demonstrates all the qualities I look for in a financial advisor, e.g. a genuine personal interest, regular contact, excellent proposals, and a consistent proactive approach to deliver the best possible service." - Dr Robert Holden, Psychologist & Author, London

"Michele takes the time to put you at ease and to explain the consequences of each avenue of investment available. I feel that I can work well together with her." - Brian Michael Gibbs, Accountant, Ashford Kent

"Not many ethics and integrity left in the financial world but Michele Carby comes highly recommended." - Lizette Smook, Hong Kong

"Definitely go with Michele Carby. She really has the personal touch. You will feel like you're chatting to an old friend who really has your best interests at heart." - Debbie Hutton, Dubai

"Michele Carby is fantastic in every way. I’m a disaster when it comes to money and when she went away, I returned to being a disaster. She makes everything ok and makes the minefield of financial management manageable. She is entirely trustworthy and decent and I’d trust her with everything I have. So now she manages me long-distance and I’m so glad because I could never find anyone like her to do the same job with the same commitment and enthusiasm." - Kartherine Birbalsingh