Mortgages & Property Investment
Mortgages & Property Investment Services by Michele Carby a leading international expatriate financial planner, serving clients worldwide.
Property represents a desirable investment for many people. Historically, bricks and mortar investments have increased over time, often – but not always, outstripping returns on other investment asset classes. Property investments also produce a return through rental yields, providing a regular income.
Another reason property is an attractive investment is that they provide the opportunity to leverage your capital in a way that is impossible with other asset classes. Banks are usually willing to offer loans secured on a property asset’s underlying value, enabling clients to grow their wealth faster than with other investments.
That is not to say that property investments are a surefire route to riches. There are many factors to consider, including whether the initial purchase represents a value opportunity, the cost of maintenance and management, the property market’s ups and downs, and ensuring against being over-leveraged on individual investments. We also recommend that property makes up a proportion of a balanced portfolio of investments.
We help clients with all the issues mentioned above. We help them identify properties that offer a combination of strong, reliable rental yields and capital growth. We help clients find the best possible mortgages and financing, and ensure it fits their risk profile and long-term objectives.