Why Are Markets Falling? Is the AI Rally Over, or Is This a Buying Opportunity?
Equity markets have wobbled over the past several sessions, and the questions flooding in all rhyme: Is the bull market over? Is this another Dot-Com bust? Has the AI bubble finally burst? Context matters more than ever right now, because the headline noise and the underlying data are telling two very different stories. In this […]
UAE Exits OPEC: What Expat Investors in the UAE Need to Know
If you’re an expat living and investing in the UAE, in the last 24 hours you will have read about a significant headline: the UAE has officially announced it is withdrawing from OPEC, effective 1 May 2026. Whether you hold AED-denominated assets, have multi-currency wealth spread across the UAE and the UK, or simply want […]
The Power of Time in Compounding
In today’s environment, it is natural for investors to feel compelled and to wait for the “right” moment. Yet in private wealth management, one principle consistently holds: The cost of waiting is often greater than the benefit of timing. Enduring wealth is not built through perfect entry points. It is built through time, discipline, and […]
5 Money Lessons from the Iran Conflict
Wars end. The financial damage they leave behind doesn’t. Here are 5 money lessons from the Iran conflict that no one is talking about – but every individual needs to hear: 1. Your job is not an asset. Hotel staff and tour operators across the Middle East watched bookings collapse overnight as the conflict escalated. […]
The Hormuz Shock: JPMorgan Quantifies the Biggest Oil Supply Crisis in History
With 16 million barrels per day effectively frozen out of global markets, JPMorgan’s commodity team lays out the arithmetic of an unprecedented disruption — and why policy can cushion but not cure the damage. When JPMorgan’s head of commodity strategy, Natasha Kaneva, sat down to model the fallout from a war involving Iran and the […]
Returning to the UK from the Middle East: What It Means for Your Tax Position
The safety of you and your family is always the first priority. That said, returning to the UK earlier than planned — or spending significantly more time there than originally intended — can carry real tax consequences. In some cases, it may be enough to bring you back within the UK tax net entirely. Why […]
Moving Back to the UK as an Expat
For many expatriates, the idea of returning to the UK feels straightforward. You pack up, move home, and life resumes where it left off. Financially, however, the transition is rarely that simple. Years spent living abroad often lead to assets, investments, and financial structures built around non-UK residency. When residency changes, the rules change as […]
Financial Preparedness for UAE Residents in an Uncertain World
Staying Financially Prepared in the UAE During Uncertain Times Global events over the past few years have highlighted just how quickly circumstances can change. Geopolitical tensions, economic volatility, and shifting regulations can all affect financial security in ways that are difficult to predict. For residents of the UAE, many of whom live and work internationally, […]
Understanding Citizenship and Residency by Investment: What You Need to Know
At The Michele Carby Practice, many of our clients are globally mobile individuals looking for strategic ways to enhance their freedom, security, and financial flexibility. One increasingly popular option is Citizenship or Residency by Investment (CBI or RBI). These programmes offer individuals and families the opportunity to secure alternative citizenship or residency rights through financial […]
Rising Caribbean Second Passport Costs: Time to Act
The allure of the Caribbean has always been undeniable. Azure waters, sun-drenched shores, and a relaxed pace of life. However, for many global citizens, it’s not just the lifestyle that draws them in; it’s the prospect of gaining Caribbean citizenship at an attractive price. But things are changing, and anyone considering the Caribbean for citizenship […]